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Some Seniors Will Not Receive Pensions

Some pensioners will not receive their pensions if a senior exceeds the allowed income threshold through additional earnings – a fact that many thousands of Poles are unaware of.

As we know, in Poland, pensioners who receive pension benefits and have reached the statutory retirement age – 60 years for women and 65 years for men – can still earn additional income without any restrictions. “This means that there are no limits beyond which benefits would be suspended or reduced. This rule also applies to those receiving war invalidity pensions, military invalidity pensions, whose inability to work is related to military service, or family pensions granted to those entitled to these benefits,” informs superbiz.pl.

However, Not Everyone

However, there are seniors who, if they earn more, will lose their pension. This applies to those who have not reached the retirement age (e.g., those who have taken early retirement). It turns out that the amount of income that affects the reduction or suspension of benefits changes four times a year: in March, June, September, and December.

If such a person exceeds the threshold (the person’s income cannot be higher than 70% of the average monthly salary), then the Social Insurance Institution (ZUS) may suspend or reduce the benefit.

According to data from the Central Statistical Office (GUS), the average monthly salary in the fourth quarter of 2024 was PLN 8,477.21. From March 1 to May 31, 2025: PLN 5,934.10 – if someone earns more, ZUS will reduce the pension; and if you exceed PLN 11,020.40 – ZUS will suspend your pension.

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